Product · Payments · Open Finance

I built a fintech from scratch. Now I'm scaling Open Finance across Latin America.

Product and strategy leader focused on payments infrastructure and Open Finance adoption. Founder and former CEO of Sqala. Now at Belvo, driving Open Finance adoption across Latin America.

São Paulo, Brazil Belvo — Product Strategy Former founder, Sqala

About

Who I am

I'm a builder by nature — I've spent the last few years running regulated payments businesses in Latin America, from strategy to product, go-to-market to fundraising. Before founding my own company, I helped scale BRZ, Transfero's real-backed stablecoin, through exchange partnerships in Brazil and abroad.

I'm based in São Paulo, stay close to the region's fintech, crypto, and Open Finance ecosystem, and put that experience to work both in my day job and helping other companies hire and buy or sell businesses.

Now

Driving Open Finance adoption across Latin America

At Belvo, I work at the intersection of product and go-to-market — helping banks, fintechs, and platforms across Latin America put Open Finance into practice. It's the same builder mindset I brought to founding a payments company, now applied inside the infrastructure other fintechs are built on.

Experience

The path so far

Before Sqala

Head of Sales & Growth — Transfero

Led growth for BRZ, Transfero's real-backed stablecoin — expanding distribution through partnerships with FTX, Crypto.com, and local exchanges.

2022 – 2025

Founder & CEO — Sqala

Built a regulated payments fintech from the ground up — PIX, cross-border payments, and FX infrastructure. Owned product, go-to-market, partnerships, hiring, and fundraising end to end.

0 → ~US$2M ARR · team of ~30

2025 — Present

Product Strategy Manager — Belvo

Driving Open Finance adoption across Latin America, remote from São Paulo — bringing a founder's go-to-market instinct to the infrastructure other fintechs are built on.

In the media

Talks & press

Rafael Noguerol on the "Biometric Pix: Impact and Potential" panel at the Pay track of Fintouch 2025

Joined the panel "Biometric Pix: Impact and Potential", on the Pay track at Fintouch 2025, alongside Ana Carolina (ABFintechs), Cezar Rios (Boku), and Aaron Morais (Google).

Joined the Bloco Cripto podcast to talk about El Salvador and the Bitcoin City launch, back when I was leading BRZ growth at Transfero.

Feature on the growth of Sqala, which I founded, as a payment bridge for betting sites in Brazil — processing over R$1 billion a year.

Services

Consulting

Beyond my day-to-day work, I help companies in two specific areas where my experience and network make a difference.

Hiring & Headhunter

I help companies find the right people using my network across the Brazilian tech, startup, and crypto market — from interns to CTOs.

Learn more → M&A

I connect buyers and sellers in the payments and fintech space, backed by a Big 4 partner for diligence and finance.

Learn more →

Focus areas

Where I focus

Payments
Open Finance
FX
Cross-border
Stablecoins
Product Strategy
Go-to-Market
Partnerships
Fundraising
Crisis Management

42K

In my free time, I'm training for the Rio Marathon — Road to 42K.

Get in touch

Let's talk.

rafael@noguerol.me